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*Exclusions apply.
Subject to credit approval.

We will consider you for both the Kohl’s Rewards Visa and the Kohl’s Credit Card. If approved, you will receive one of these cards. Terms & Conditions

Kohl's Visa Card

Members earn 7.5% every day with their Kohl’s card.

  • Enjoy exclusive cardholder savings and discounts.

  • Receive a special anniversary offer every year.

  • Access to monthly
    free shipping events when you reach MVC status after spending $600 at Kohl’s in a calendar year.

If approved for the Kohl’s Rewards® Visa: Earn rewards everywhere you shop!

  • 3% in rewards
    on gas.*

  • 2% in rewards
    at
    grocery
    stores.*

  • 1% in rewards
    everywhere else
    Visa is accepted.*

  • Start earning.

    Earn 7.5% rewards when
    you use a Kohl’s Card.

  • Start spending.

    Your rewards-earned Kohl’s Cash will be issued in $5 increments on the 1st of every month. Woohoo!

Combine your exclusive discounts with Kohl’s Cash and other rewards, so you can shop more and spend less.

*40% COUPON IS VALID ON QUALIFYING PURCHASES FOR ONE TRANSACTION WITH YOUR NEW KOHL’S CARD WITHIN 30 DAYS OF CREDIT AVAILABILITY. Approved customers who are not eligible for a virtual Kohl’s Card will not have credit available to make a purchase until their Kohl’s Card arrives in the mail. Must surrender coupon with ID in store before your card arrives or enter code on Kohls.com with your temporary account number. Limit one per customer. Nontransferable. Kohl’s may modify or cancel offer at any time.

DOLLAR-OFF COUPONS, INCLUDING KOHL’S CASH®, WILL BE APPLIED PRIOR TO PERCENT-OFF TOTAL PURCHASE COUPONS. Coupon cannot be used in conjunction with other percent-off coupons, including age-specific discounts.

COUPON EXCLUSIONS: Not valid on price adjustments; payments on a Kohl’s credit card account; taxes; shipping or handling fees; gift cards; Kohl’s Cares® cause or other charitable items; Sephora at Kohl’s; and/or any other categories and brands of merchandise identified as coupon ineligible.

COUPON ELIGIBLE BRANDS INCLUDE: Apt. 9, Croft & Barrow, FLX, Jumping Beans, SO, Sonoma Goods For Life, Tek Gear, The Big One, LC Lauren Conrad, Nine West, Simply Vera Vera Wang, and other great brands. See Kohls.com/details for a full list of included brands.

LOOK FOR SIGNS IN STORE, ASK AN ASSOCIATE, OR FIND A COMPLETE LIST OF COUPON-ELIGIBLE BRANDS AT KOHLS.COM/DETAILS

Kohl’s Card cardholders achieve Most Valued Customer (MVC) status after spending $600 on purchases at Kohl’s stores or Kohls.com within a calendar year using their Kohl’s Card. Once achieved, MVC status is effective through December 31 of the following calendar year giving MVC Kohl’s Card cardholders monthly free shipping opportunities.

Kohl’s Rewards® Visa cardholders will earn Kohl’s rewards at the following rates of the transaction subtotal for qualifying purchases made with their Kohl’s Rewards® Visa linked to their Kohl’s Rewards® account:

-7.5% at Kohl’s stores or Kohls.com, excluding gift cards; -3% on gasoline purchases made at merchants whose primary line of business is the sale of automotive gasoline that can be purchased inside the service station or at the automated fuel pump; -2% at grocery stores (grocery purchases made at discount stores or superstores, including warehouse clubs (e.g., Costco or Walmart) and convenience stores will earn 1%); -1% on purchases everywhere else Visa is accepted

Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants.

Qualifying purchases are calculated after all coupons and/or discounts are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. If merchandise from a qualifying purchase that earns Kohl’s rewards is returned or price adjusted, the value of the earned Kohl’s rewards and/or Kohl’s Cash® coupon will be reduced to reflect any unearned value. Cash advances, balance transfers, and account access checks are not considered purchases and will not earn Kohl’s Rewards®. For Kohl’s Rewards Program details and full terms, please visit Kohls.com/KohlsRewardsTerms.

Kohl’s Rewards® are earned on the transaction subtotal for qualifying Rewards® purchases at a rate of 7.5% when using a Kohl’s Card or 5% with any other tender type. Qualifying Rewards purchases are calculated after all coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards. For program details and full terms, please visit Kohls.com/KohlsRewards.

The Kohl’s Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc. Visa is a registered trademark of Visa International Service Association.

Simplify Shopping with Your Kohl’s Credit Card

Manage Your Kohl’s Credit Card — Benefits, Payments & More

The Kohl’s Credit Card is essential for any Kohl’s shopper. Becoming a Kohl’s Card holder ensures you get exclusive discounts throughout the year, and earning Most Valuable Customer status by spending $600 in a calendar year adds even more value. From shopping our full list of popular national brands, to checking out our growing assortment of coupon-eligible items, your Kohl’s Card will help you on your way to finding what you love for a great price.

How to Manage Your Kohl’s Card

Managing your Kohl’s Credit Card efficiently can help you maximize its benefits, including rewards and discounts exclusive to cardholders. From online account setup to payment methods, understanding how to navigate these options is crucial.

Steps to Setup Your Online Account

To manage your Kohl’s Credit Card online, visit the Kohl’s website and create an account. This will enable you to track your spending, make bill payments, and review reward earnings all in one place.

Understanding Kohl’s Credit Card Benefits

Kohl’s Credit Card comes with a plethora of benefits designed to enhance your shopping experience. From exclusive discounts to reward points, every purchase counts towards savings.

The Kohl’s Credit Card is ideal for those who frequently shop at Kohl’s and wish to capitalize on savings through rewards. Apply for a Kohl’s Credit Card today, and start your journey to additional savings!