BEWARE OF SCAMS

Never use a gift card to pay a debt, and never give gift card information to someone you don't know. If someone is demanding you pay them by gift card, tell them "NO!"

You can report gift card fraud to:

• The Federal Trade Commission at reportfraud.ftc.gov
• Your state attorney general or consumer protection division
• Maryland Residents: Call 410-528-8662 or toll-free at 1-888-743-0023
To make a purchase with the card, just visit any Kohl's Department Store and present your card at the time of purchase. Or, use the card as payment during online checkout at Kohls.com. It works the same as cash, and the remaining balance stays on the card until it's used up. Discounts not available on gift cards. *This card is redeemable for merchandise at any Kohl's store or online at Kohls.com. This card is issued by and represents an obligation of Kohl's Value Services, Inc. Except where required by law, this card is non-refundable, may not be redeemed for cash or for the purchase of Gift Cards and cannot be applied to any Kohl's Charge account balance. This card has no expiration date. The unused value of lost, stolen or damaged cards can be replaced with required proof of purchase. See store for details. Receipts for purchases made with this card will show the remaining card balance. Card balance may also be obtained from a Kohl's Sales Associate, calling 1-800-655-0554 or online at Kohls.com Do not mail cards to the Kohl's Payment Center. 11/10