Continue earning
7.5% in rewards on Kohl’s
purchases every day.*
+
3% in rewards
on gas.*
2% in rewards at
grocery stores.*
1% in rewards on
purchases everywhere
else Visa is accepted.*
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No annual fee
There is no annual fee for your Kohl’s Rewards® Visa.
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Access to exclusive discounts
Keep an eye out for monthly cardholder exclusive savings opportunities and a special
anniversary offer every year. -
Shop & get free shipping
Become an MVC, or Most Valued Customer, when you spend $600 at Kohl’s in a year using your Kohl’s Rewards® Visa, and enjoy monthly free shipping opportunities.**
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Earn more Kohl’s Cash®
Earn rewards on Kohl’s purchases every day and on purchases everywhere else Visa is accepted!* That's in addition to the $10 Kohl’s Cash for every $50 spent during a Kohl’s Cash earn period.
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Visa Signature® benefits
Enjoy exclusive Visa Signature benefits including travel and emergency assistance, zero fraud liability, concierge service and much more.
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Capital One account management
View and pay your bill online, set up paperless statements and schedule recurring payments online or using the Capital One Mobile app. You’ll still be able to pay your bill via the mail.
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You earn it.
Earn 7.5% rewards on Kohl’s purchases, 3% on gas, 2% at grocery stores and 1% on purchases everywhere else when using your Kohl’s Rewards Visa.*
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We track it.
We’ll send you reminders when you have Kohl’s Cash to spend.
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You spend it.
You’ll have 30 days to spend your Rewards-issued Kohl’s Cash. Not valid on Sephora at Kohl’s.
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Earn & track rewards on the go.
Download the Kohl’s App today!
One quick note: Your Kohl’s Rewards balance is converted and issued in $5 Kohl’s Cash increments on the first day of the month following when you earned it and is valid for 30 days.
Pay your bill online
Manage your balance, view your statements and more through Capital One online account management.
View & Pay my Bill
*Kohl’s Rewards® Visa cardholders will earn Kohl’s rewards at the following rates of the transaction subtotal for qualifying purchases made with their Kohl’s Rewards® Visa linked to their Kohl’s Rewards® Account:
• 7.5% at Kohl’s stores or Kohls.com, excluding gift cards;
• 3% on gasoline purchases made at merchants whose primary line of business is the sale of automotive gasoline that can be purchased inside the service station or at the automated fuel pump;
• 2% at grocery stores (grocery purchases made at discount stores or superstores, including warehouse clubs (e.g., Costco or Walmart) and convenience stores will earn 1%);
• 1% on purchases everywhere else Visa is accepted.
Kohl’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Kohl’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Kohl’s rewards you earn. Kohl’s is not responsible for merchant category codes used by merchants.
Qualifying purchases are calculated after all coupons and/or discounts are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Kohl’s. If merchandise from a qualifying purchase that earns Kohl’s rewards is returned or price adjusted, the value of the earned Kohl’s rewards and/or Kohl’s Cash® will be reduced to reflect any unearned value. Cash advances, balance transfers, and account access checks are not considered purchases and will not earn Kohl’s rewards. For Kohl’s Rewards® Program details and full terms, please visit Kohls.com/KohlsRewardsTerms.
**Kohl’s Card and Kohl’s Rewards® Visa cardholders achieve MVC (Most Valued Customer) status after spending $600 on purchases at Kohl’s stores or Kohls.com within a calendar year using their Kohl’s Card or Kohl’s Rewards® Visa. Once MVC status is achieved, it is effective through December 31 of the following calendar year. MVC status provides Kohl’s Card and Kohl’s Rewards® Visa cardholders with monthly free shipping opportunities.
The Kohl’s Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc. Visa is a registered trademark of Visa International Service Association.